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First, I would like to say, as a reader I always find it interesting how contributors come up with their stories -- Then I wrote my first story and as I started writing it, I already had my next story in the works, the one you are now reading, in mind plus others that could be spun off, plus again, as I started to complete this story, my next story is already in draft form. Anyway, hopefully you will continue to enjoy my writing style and stories.

After my first story, Part 1, was posted, and reading an anonymous comment being too short, in my Andy Decides to Become a Model story, I decided to make this one into a longer story, I trust this story meets the criteria for a longer story. Note: I am planning a few shorter stories.

The following story is fiction and does not describe any real person, location or situation in particular. All characters engaged in any sexual activity are at least eighteen. This submission is intended to be the reason why Kathy posted a Model wanted ad. I hope you have fun reading it, suggest you read Andy Decides to Become a Model first, however since portions are from my first story but from Kerry's perspective, you should be able to read this story by itself, but it may ruin, some surprises -- cliff hangers for you if you decide to read my 1st story.

In this story, I answer questions and clarify some items that were in the previous story. Continued constructive comments are very much appreciated. I very much appreciated the positive comments on my previous story and also thank those that have me as a favorite. Note slow start to this story and contains some incest thoughts.

The main characters for this story;

Kathy Vanderman -- currently at 40-years-old she was married at the age of 22 to her wonderful college steady, Charlie, Pregnant with Twins, widowed now, too busy earning money, he didn't take good care of himself, her husband past at 35 years old from cancer, that he was diagnosed with, at an early age of 34 years old. Charlie was involved in Finance and made some great money working for a major investment company in NYC.

Kathy, using the money from her husband's insurance policy, taken after he landed at this investment company and was making some real money, based on her having twins, getting over $25M, she used it to raise and take care of the twins, buying a large house in Scarsdale, for them to move into and also allow her to begin her career, in the beginning taking special projects from Clients to grow her business then becoming a famous Artist, Photographer